We have met many travelers who don’t think they need travel insurance or avoid buying it only to save a few money. That’s completely wrong! Travel insurance is the most important thing you need on the road because you never know what could happen (if you want to know how to save money for your trips, click here).

Why travel insurance is very important?

First of all the travel insurance covers any injuries and illnesses (if you need to see a doctor or to be hospitalized but also if you need to be sent home) that might happen during a trip abroad where, if you are a foreigner, the medical costs are really expensive and with no doubt far greater than that of the travel insurance you should have bought. The insurance also covers for example the stuff you take on the road, if your goods are stolen, electronics that break or stolen, trip cancellations that might occur and legal protection. A long time ago, during one of our trips, we travelled with a guy that broke his own hand during an hiking and he had to pay hundreds of dollars for medical care because he didn’t buy insurance!

Which Travel Insurance Should I Get?

There are hundreds of companies offering travel insurance. We have been travelling for a long time and have researched a lot of travel insurance providers over the years. We can not speak for others and choose for you, but we can tell you which is our favorite and why!

Our favorites are TrueTraveller and WorldNomads, two reliable insurances which can cover you in different ways. In our travel experience, we have been always satisfied with them: their customer service is very professional, they offer many options (more than most of companies), the insurance can be bought and extended online while traveling but most important thing, if you’re already travelling and you need an insurance, you can get covered!

TrueTraveller is one of the best value travel insurance but only available for UK and European citizens. It’s very useful because they allow you to purchase insurance when you are already traveling and don’t require a return ticket as many companies do.


WorldNomads is another great company who allows you to buy insurance when you are already abroad. They have great customer service, competitive prices, in-depth coverage and it is great for long-term travelers. They are also recommended by Lonely Planet and National Geographic and we mostly use them for our trips.

We became aware of True Traveller and WorldNomads during one of our trip around the world in China when we forgot to get our travel insurance. We weren’t covered in case of any kind of accident and we had been looking for days on the web trying to patch over because most of the insurances don’t give protection if you are already traveling. In the end we fortunately found True Traveller and World Nomads: two affordable companies that cover you even though you are already abroad

TrueTraveller and WorldNomads offer many different options so you can choose what it is more suitable for you: Trekking, One-way, Backpacker, Multi-trip, Already Travelling, Winter Sports, Scuba Diving, Delayed baggage, Emergency Overseas Medical, Pregnancy, Medical Repatriation, Overseas Dental, Travel Accidents, Baggage, Trip Cancellation, Travel Health, Stolen Credit Cards, Natural Disasters, Stolen Passports and many other things.

In any case remember: do not leave home without an insurance just to save a few dollars but enjoy your trip with peace of mind!


Disclosure: Some of the links in this article are affiliate links, and we will earn a percentage of the sale if you purchase through them at absolutely no extra cost to you! Thank you!

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